Finance Center


Finance a BMW in Encinitas, CA

At BMW of Encinitas, it's easy to finance a new or used BMW vehicle. The team at our finance center can assist you and answer all your BMW financing questions. We want to help get you behind the wheel of your next vehicle.

The BMW of Encinitas store is located at 1302 Encinitas Boulevard. We proudly serve Encinitas, San Diego, Carlsbad, and Oceanside.

BMW Specials and Lease Deals Near Me

The decision to lease or buy any of our BMW models is up to you when you're shopping for a new vehicle. There are many car loans available to make it easier for you to get into a new BMW 330i sedan, BMW Z4 convertible, or BMW 3 Series.

Acquire lower monthly payments when you lease your next BMW vehicle, or you can purchase your car if you expect to have higher mileage and more wear over time. Certified Pre-Owned vehicles are also available for lease or purchase. This will give you more options and lower payments.

Financing with BMW gives you plenty of auto loan options to choose from. The BMW finance team is here to help you find a solution based on your personal financial needs. We have special offers for financing on our most popular models. You can use our monthly payment calculator to determine the best vehicle for you from a wide selection of new and Certified Pre-Owned BMW cars at our dealership.

How to Finance a BMW Vehicle

Qualify for financing options using our secure online application. Enter your information to get prequalified to know how much you qualify for financially. To know much your monthly car payment will be, fill out our monthly payment calculator with desired monthly and down payments and we will do the rest. At BMW of Encinitas, we don't have a required credit score. We offer a variety of leasing and loan options to fit your needs for auto financing.

Our finance team offers no-hassle financing, so when you lease a BMW vehicle at our dealership, you are financing your vehicle without the hassle of reselling or trading it in. This is our finance pledge to our customers.

We have a portal where you can make payments and much more. Start your application to see what interest rates you qualify for. You can begin the loan application process online in just minutes. BMW finances through BMW Financial Services. BMW also offers two credit cards, the BMW Card and the BMW Precision Card, where you can get rewards on various types of purchases.

We'll Buy Your Car

You can trade in your car at our BMW dealership. To get a free certified offer on your vehicle, you can go to our website and enter your license plate or VIN. We use this information to find your car's make, model, and year to provide you with a limited-time cash offer.

Visit BMW of Encinitas in Encinitas, CA

Come visit us here at BMW of Encinitas to finance your next BMW vehicle. We are open Monday through Saturday from 9 a.m. to 6 p.m. Call us today at (760) 335-6124.


  • Monday - Saturday 9:00am - 6:00pm
  • Sunday Closed


BMW Encinitas

1302 Encinitas Blvd
Directions Encinitas, CA 92024

  • Contact Us: (760) 335-6124

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